Whether you are a mobile beautician, freelance, rent a chair in a salon, barbers or work from home, we can cover you. We insure a wide variety of Health and Beauty treatments. View our Standard Treatment list and if you cannot find what you are looking for, just call the team and we will see what we can do. Remember, as your career progresses you can add more treatments to your policy. Take a look at our Advanced Treatment list for optional extras you can add.

Choose optional equipment cover with a flat Sum Insured of either £5,000 or £10,000 when you’re on the move or when it’s stored securely on the premises.

The main exclusions and conditions are:

• Relevant certificates and or qualifications must be held for the covered treatment
• All open-blade razors or needles used are brand new or thoroughly sterilised
• Treatments must be carried out in accordance with manufacturers instructions.
• Excess of £100 applies in respect of claims for damage to other people’s property

Any other exclusions and conditions are shown in the Policy Wording and the Policy Appendix or summarised in the Summary Of Cover.

Please note:

1. These policies are not suitable for members of staff directly employed by a salon on a new or existing agreement.
2. This product has been designed for self-employed individuals, who may work in a salon on a freelance basis, or who are mobile or work from home for example.

Get a free online quote and take care of the insurance your
business needs right now.

Beauticians and Therapists

Towergate Health & Beauty can provide:

  • £5,000,000 Public, Product and Treatment Liability as standard

    Over 170 different Treatments automatically included

  • Optional Cover for Advanced Treatment Extensions

    Instant Cover Available

Buy Now Treatment List Advanced Treatment List

Annual cover from £53 inclusive of IPT*

* There may be some minor variances to the advertised price, due to the IPT calculation on the premiums for the selected policies. All amounts due will be disclosed to you before you proceed.

Hair Stylists, Hairdressers and Barbers

Towergate Health & Beauty can provide:

  • £5,000,000 Public, Product and Treatment Liability as standard

  • Barbering, styling, colouring, curling, crimping and everything in between

    Instant Cover Available

Buy Now Treatment List

Annual cover from £44 inclusive of IPT

Nail & Spray Tan Technicians

Towergate Health & Beauty can provide:

  • £5,000,000 Public, Product and Treatment Liability as standard

    Includes nail treatments, make-up and spray tanning product and services

  • Instant Cover Available

Claims Support

AXA understand that should the worse happen and you need to make a claim it can be a very stressful time. The AXA Claims Team are committed to making the claims experience clearer and easier for you.

How to notify AXA of a new claim.

For property Claims, please email spclaims.ins@axa-insurance.co.uk with policy number RET2898041
For Liability Claims, please email liabilityclaims.ins@axa-insurance.co.uk with policy number RGBDX6826227

Alternatively, you can contact the dedicated Claims Team by telephone, Monday to Friday between 9am and 5pm.

Property – 0370 850 134
Liability – 0345 900 4185

Get in touch