Salon Business Owner

Towergate Health & Beauty can provide

  • £5,000,000 Public, Product and Treatment Liability

    £10,000,000 Employer’s Liability

    £600,000 Business Interruption over 24 months

    Cover for Contents anywhere in the UK

  • Sunbeds and Optional Extensions including new treatments

    Shopfronts, Glass and Money cover included as standard

    Commercial Legal Cover

We know that as a highly trained professional and salon owner, your whole business, your assets, your profit, your staff and your clients’ care and well-being are paramount.

Our Salon Combined policy has been tailored to meet the demands of a beauty salon or clinic, incorporating the essential treatment and liability insurances to cover yourself, any members of staff you employ, plus your salon contents which include equipment and stock. Included as standard is Business Interruption over 24 months with cover up to £600,000.

We also provide a variety of optional extensions which can be added to your Salon policy, including new treatments such as Dermaplaning and Plasmapen.

Instead of paying for your policy upfront in one lump sum, we offer an instalment facility in conjunction with Premium Credit. This affords you flexibility and makes your money more manageable. If this would be of interest to you, please talk to us for further details.

Further benefits include:

  • Buildings and/or Tenants Improvements on All Risks basis including protection for your shop front including signwriting.
  • Stock, Equipment and Trade Contents covered on an All Risks basis with a new for old claims settlement. • Cover for contents anywhere in the UK including transit.
  • Employers Liability with a £10,000,000 limit.
  • Public and Products Liability with a £5,000,000 limit.
  • Treatment Liability Extension providing £5,000,000 Indemnity Limit covering a wide and extensive range of treatments.
  • Treatment Dissatisfaction Cover. Where no injury has been caused, cover is provided up to £50,000 in any one period of insurance. This is subject to 10% contribution.
  • Commercial Legal Expenses Cover.
  • Optional Personal Accident cover for all or named staff members. • Teacher Training Cover.

Full details and conditions are shown in the Policy Wording, or summarised in the Summary of Cover.

For a quote please complete the Salon Quotation form and Additional Sunbed form if required, or call us now on 0344 892 1609 and speak to one of our Salon Advisors.

Click here to view health and beauty salon combined policy wording.

Claims Support

AXA understand that should the worse happen and you need to make a claim it can be a very stressful time. The AXA Claims Team are committed to making the claims experience clearer and easier for you.

How to notify AXA of a new claim.

For property Claims, please email with policy number RET2898041
For Liability Claims, please email with policy number RGBDX6826227

Alternatively, you can contact the dedicated Claims Team by telephone, Monday to Friday between 9am and 5pm.

Property – 0370 850 134
Liability – 0345 900 4185

Get in touch